How Much Does Travel Insurance Cost in 2025? (By Destination)

Why Costs Vary

Insurers price plans based on risk, and risk depends on:

• Destination: countries with high healthcare costs (U.S., Japan, Switzerland) = higher premiums.

• Trip length: the longer you stay, the more you pay.

• Traveler age: higher age = higher risk.

• Coverage level: medical-only vs comprehensive (cancellations, baggage, etc.).

  
  

Average 2025 Prices by Region

Region	2-week policy	Includes
Europe (Schengen)	$35 – $70	Medical + cancellation + baggage
Asia (Japan, Thailand)	$30 – $60	Medical + baggage
North America (USA/Canada)	$50 – $110	Medical + evacuation
South America	$25 – $50	Medical + delay coverage
Africa	$35 – $80	Medical + repatriation

These averages come from major global providers in 2025; prices fluctuate weekly with exchange rates and travel demand.

Sample Scenarios

• A family of 4 traveling 10 days in Italy could pay ≈ $120 total for solid coverage.

• A 60-year-old going to Japan for 3 weeks might pay ≈ $85.

• A digital nomad visiting Colombia for 2 months could get coverage for ≈ $95.

Why It’s Worth It

Trip cancellations, lost bags, or a single ER visit can easily cost more than your entire policy.Think of travel insurance as a backup plan that refunds your investment when life gets unpredictable.

Find the Best Value Fast

Instead of hunting through 10 sites, My Global Travel connects you to real-time quotes from trusted insurers.You can view pricing, compare features, and buy securely — all in minutes.

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